Even after winning your SSD benefits, you may need to consult with your SSD attorney in Detroit to address issues related to overpaid checks, when to expect your regular monthly benefits, or ascertaining your Medicare eligibility in relation to your health insurance.
What to expect if you are overpaid
If the Social Security Administration accidentally overpays you, do not spend the overpayment. The SSA will discover their error soon enough, and will send you a letter demanding that you return the surplus. If you already spent the check or otherwise cannot fully repay the overpayment, the SSA will usually take out a reasonable amount from of your monthly checks. But they could always withhold your checks until they fully recover the overpayment. On rare occasions, the SSA will waive at least part of the overpayment, but your SSD attorney in Detroit will not advise you that this is not realistic.
When you will receive the regular monthly benefits
You will most likely receive your regular monthly benefits a month after you receive your check for past-due benefits, but it’s possible for you to get a check for regular monthly benefits first. Depending on what day you were born, the checks will come on the second, third, or fourth Wednesday of each month. The check will cover benefits for the preceding month. Thus, you would receive the check for March’s benefits in April.
Your Medicare eligibility
You will be eligible to receive Medicare benefits once you have received two years worth of Social Security disability benefits. If you wish to receive Part B of Medicare that pays for doctor visits, you must pay a premium that will be deducted from your SS disability monthly check.
If you are disabled and have low income and assets, you might qualify for additional programs that pay for medical expenses that are not covered by Medicare and/or pay the Medicare premium on your behalf. To ascertain whether you qualify for these programs, you should visit the local welfare office or consult with a SSD attorney in Detroit.
If you are already covered by health insurance, you should learn whether or how it is compatible with Medicare. Health insurance policies generally make clear that Medicare is responsible for providing the primary coverage. Your current health insurance would only pay for what is not covered by Medicare. Contact your health insurance company for clarification on this issue when you get your Medicare card.
A SSD attorney in Detroit can help you properly file a disability claim and provide the SSA with all necessary information regarding your condition. For prompt legal representation on your SSD case, please call the law offices of Marc J. Shefman at 1-248-298-3003. The initial consultation is free.